Legis
Finance
SB 946, Chapter 661, Statutes of 2026 · Sunday 27 September 2026

Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents

California permanently keeps consumer-reporting protections for escrow agents and escrow agent rating services.

The law removes the January 1, 2027 sunset date, preserving privacy safeguards and consumer-credit-reporting remedies for escrow agents.

What the law does ​

  • Extends indefinitely the Consumer Credit Reporting Agencies Act provisions covering escrow agent rating services and escrow agents.
  • Continues requiring escrow agent rating services to safeguard personally identifiable information obtained from escrow agents.
  • Continues treating escrow agents as consumers under those provisions.

Who it affects ​

  • Escrow agent rating services.
  • Escrow agents.